for 1–6 months loan tenor.
7–12 months loan tenor.
Step 03
- Individuals with steady monthly income
- Salary earners or self-employed professionals
- Applicants with verifiable guarantors or collateral (as applicable)
- Valid ID (National ID, Driver’s License, or Passport)
- Recent utility bill (address verification)
- Employment letter / proof of income (payslip or bank statement)
- Guarantor / collateral
- and any other required document(s)
Anyone with a steady income, guarantor, or acceptable collateral can apply. We focus on clients with the capacity to repay with ease.
Our flat monthly interest rate is 4.2% for 1–6 months and 3.8% for 7–12 months.
Once all requirements are complete, disbursement is made within 24–48 hours.
A: Collateral (it can be your salary or steady means of income) is always required. A guarantor with a strong profile may be enough, depending on the loan amount.
A: Yes! Early repayment is allowed, and it may help reduce your overall repayment burden.