for 1–6 months loan tenor.
7–12 months loan tenor.
Step 03
- Instant access to additional funds
- No fresh documentation or long application process
- Lower stress, faster approval times
- Flexible repayment tailored to your income cycle
Existing client with an active loan Good repayment record with no defaults Minimum repayment history (e.g., 2–3 months)
Anyone with a steady income, guarantor, or acceptable collateral can apply. We focus on clients with the capacity to repay with ease.
Our flat monthly interest rate is 4.2% for 1–6 months and 3.8% for 7–12 months.
Once all requirements are complete, disbursement is made within 24–48 hours.
A: Collateral is not always required. A guarantor with a strong profile may be enough, depending on the loan amount.
A: Yes! Early repayment is allowed, and it may help reduce your overall repayment burden.