for 1–6 months loan tenor.
7–12 months loan tenor.
Step 03
- Confirmed employees of private or public organisations
- Salary earners with steady payroll history
- Applicants with at least one guarantor or signed guarantor form
- Valid ID (National ID, Driver’s License, or Passport)
- Recent payslip / salary account statement
- Employment confirmation letter (where applicable)
- Guarantor form / collateral
- and any other required document(s)
Anyone with a steady income, guarantor, or acceptable collateral can apply. We focus on clients with the capacity to repay with ease.
Our flat monthly interest rate is 4.2% for 1–6 months and 3.8% for 7–12 months.
Once all requirements are complete, disbursement is made within 24–48 hours.
A: Collateral is not always required. A guarantor with a strong profile may be enough, depending on the loan amount.
A: Yes! Early repayment is allowed, and it may help reduce your overall repayment burden.